Welcome to Best Buy Credit
|This post is a bit more. Let us give you some background.
I got a Best Buy Credit card, because I actually like Best Buy. I was not paying attention, and didn’t realize it was through HSBC. Now, I have always had issues with them. The limit for the card is only $300, and I was charged $49 for the yearly fee. I used it, to a total of $299.78 in the first month, including the fee. I then paid it. In full, on the 25th of January. I noticed, the payment posted, but my available limit is only $1, yet my credit limit is $300. So I called them, on the 1st, asking why my available is only $1, and they told me new accounts get a 7-10 day hold. I figure that makes sense with the credit fraud that has been happening. I let it go. It is now the 6th. It has been 11 days now since I have paid. Guess what, still have a hold. So, I have sent them a nice little email, and will call them this afternoon.
Fun part, I have had a Capitol One card for three months now. No holds, no issues except being told I can pay with my debit cardat the Capitol One Bank locations which is not the case. That is the only lie they have told me so far.
Will update later if anything changes.
-Z
Update: got an email back. It is now 14 days they put a hold on. Unless you use their payment methos, which I did. *facepalm
Thank you for sharing superb informations. Your web site is very cool. I’m impressed by the details that you have on this blog. It reveals how nicely you perceive this subject. Bookmarked this web page, will come back for extra articles. You, my friend, ROCK! I found just the info I already searched all over the place and just couldn’t come across. What an ideal site.